God’s Laws of Finance: A Guide to Personal Finance From LDS Prophets

Free E-Book Reveals How to Prosper By Following Prophetic Counsel

Happy family laying down one the other.God’s Laws of Finance, by Stephen and Karina Palmer, collates prophetic doctrine on personal finance into an authoritative, comprehensive guide to financial success.

This free e-book is for LDS members seeking righteous prosperity. It orders financial doctrine into an easily-understandable and memorable model to keep you on the right track.

It dispels myths and provides hundreds of links to authoritative sources.

Download the e-book for free by completing the form on the right.

Why Did We Write This?

After years of being immersed in the “prosperity industry,” spending well over $100,000 on financial education through books and seminars, we found ourselves buried in debt and on the brink of bankruptcy after a series of investment blunders.

Humbled to the core, we realized that despite our intense study of personal finance, investing, and entrepreneurship, we had never studied in depth what the prophets have consistently taught on the subjects.

Like most Saints, we knew the basics, but not as much as we should have. We were ashamed that we had heeded the “wisdom of men” over prophets ” and our financial failure was a direct result.

This realization plunged us into an exhaustive study of personal finance from a revelatory perspective.

We pored over scriptures, conference talks, books, pamphlets, and anything we could find from prophetic sources that would illuminate financial truths and help us discern the “philosophies of men, mingled with scripture.”

The result was the emergence of a comprehensive model that gave us a big-picture overview of the purpose and appropriate use of prosperity, as well as detailed advice regarding every aspect of finances.


We’ve exhausted hours poring over conference talks, scriptures, and books by authorized representatives of the LDS Church. The following talks and scriptures are the cream of the crop from our studies:


  1. Constancy Amid Change by N. Eldon Tanner
  2. Guide to Family Finance by Marvin J. Ashton
  3. The Use & Abuse of Blessings by Brigham Young
  4. Thrift: The Foundation of Prosperity by Joseph F. Smith
  5. The Household of Faith by J. Richard Clarke
  6. Earthly Debts, Heavenly Debts by Joseph B. Wirthlin
  7. Personal and Family Financial Preparedness by Franklin D. Richards
  8. Providing For Our Needs by M. Russell Ballard
  9. It’s No Fun Being Poor by Marvin J. Ashton
  10. Blessings in Self-Reliance by Mark E. Peterson
  11. The Celestial Nature of Self-Reliance by Marion G. Romney
  12. The Lord Will Prosper the Righteous by Dean L. Larsen
  13. The Times in Which We Live by Gordon B. Hinckley
  14. Doing the Best Things in the Worst of Times by James E. Faust
  15. Becoming Provident Providers: Temporally & Spiritually by Robert D. Hales
  16. Spiritual & Temporal Security by Joseph L. Wirthlin
  17. Greed, Selfishness, and Overindulgence by Joe Christensen
  18. Tithing: An Opportunity to Prove Our Faithfulness by Gordon B. Hinckley
  19. Domestic Economy by Brigham Young
  20. What’s In It For Me? by James E. Faust
  21. Brother’s Keeper by Dallin H. Oaks
  22. The Law of Abundance by Franklin D. Richards
  23. The Gospel: The Foundation of Our Career by Boyd K. Packer
  24. This is No Harm by Marvin J. Ashton
  25. The Father’s Duty to Foster the Welfare of His Family by H. Burke Peterson
  26. The Perfect Law of Liberty by Marion G. Romney
  27. But Be Ye Doers of the Word by L. Tom Perry
  28. Watch, That Ye May Be Ready by Harold B. Lee
  29. United In Building the Kingdom of God by L.Tom Perry
  30. As a Man Soweth by L. Tom Perry
  31. The Tragic Cycle by Marion D. Romney
  32. Beware Lest Thou Forget the Lord by Dean L. Larsen
  33. For Whatsoever a Man Soweth, That Shall He Also Reap by L. Tom Perry
  34. Becoming Self-Reliant by L. Tom Perry
  35. Give With Wisdom That Ye May Receive With Dignity by Marvin J. Ashton
  36. The Blessings We Receive as We Meet the Challenges of Economic Stress by James E. Faust
  37. Guiding Principles of Personal and Family Welfare by Thomas S. Monson
  38. Socialism & the United Order Compared by Marion G. Romney
  39. Prepare for the Days of Tribulation by Ezra Taft Benson
  40. The Stone Cut Without Hands by Spencer W. Kimball
  41. Family Preparedness by Spencer W. Kimball
  42. Principles of Temporal Salvation by Marion G. Romney
  43. The Responsibility for Welfare Rests with Me and My Family by James E. Faust
  44. Pay They Debt, and Live by Ezra Taft Benson
  45. Two Principles for Any Economy by Dieter F. Uchtdorf
  46. The Road to Financial Security
  47. True & False Riches by Brigham Young
  48. Duties of the Gathered Saints by George Q. Cannon
  49. On the Prosperity of the Saints by Joseph F. Smith


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